[{"data":1,"prerenderedAt":286},["Reactive",2],{"footer-tnc":3,"tnc-duo":257},{"links":4,"hiddenLinks":65},[5,8,11,14,17,20,23,26,29,32,35,38,41,44,47,50,53,56,59,62],{"text":6,"url":7},"信用卡持有人合約","/tnc/account_terms",{"text":9,"url":10},"信用卡申請條款及細則","/tnc/register_terms",{"text":12,"url":13},"信用卡登記開立賬戶條款及細則(流動應用程式註冊登記)","/tnc/app_application",{"text":15,"url":16},"信用卡私隱政策及個人資料收集聲明","/tnc/privacy_policy",{"text":18,"url":19},"產品資料概要及財務費用","/tnc/product_terms",{"text":21,"url":22},"持卡人爭議交易表格","/tnc/dispute_form",{"text":24,"url":25},"重要聲明 ","/tnc/important_notice",{"text":27,"url":28},"使用網站及流動應用程式條款及細則","/tnc/app_website_tnc",{"text":30,"url":31},"電子直接付款授權 (自動轉賬 )條款及細則","/tnc/dda_tnc",{"text":33,"url":34},"電子直通整合程序條款及細則","/tnc/e_straight_through",{"text":36,"url":37},"新卡注意事項","/tnc/new_card_reminder",{"text":39,"url":40},"信用卡分期服務條款及細則","/tnc/dpp_tnc",{"text":42,"url":43},"網上保安提示","/tnc/internet_safety",{"text":45,"url":46},"積分獎賞計劃 (PayKool Point) 條款及細則","/tnc/paykool_point_tnc",{"text":48,"url":49},"流動支付服務條款及細則","/tnc/mobile_payment_tnc",{"text":51,"url":52},"「Fun K 易」現金分期服務條款及細則","/tnc/card_loan",{"text":54,"url":55},"「邀請碼」推廣優惠之條款及細則","/tnc/referral_code",{"text":57,"url":58},"PayKool會員計劃條款及細則","/tnc/paykool_member_terms",{"text":60,"url":61},"關於《個人資料（私隱）條例》（「條例」）致客戶通知 （「通知」）","/tnc/privacy_notice",{"text":63,"url":64},"PayKool Visa Platinum卡「特選客戶優惠」推廣優惠之條款及細則","/tnc/branch_promotion",[66,69,72,75,78,81,84,87,90,93,96,99,102,105,108,111,114,117,120,123,126,129,132,135,138,141,144,147,150,153,156,159,162,165,168,171,174,177,180,183,186,189,192,195,198,201,204,207,209,212,215,218,221,224,227,230,233,236,239,242,245,248,251,254],{"text":67,"url":68},"PayKool信用卡「PayKool x Apple Pay加卡賞」推廣活動條款及細則（「本條款及細則」)","/tnc/apple-pay-promotion",{"text":70,"url":71},"PayKool Visa Platinum卡「PayKool x 日本城 迎新獎賞」推廣優惠之條款及細則（「本條款及細則」）","/tnc/ppjhc",{"text":73,"url":74},"「稅務現金分期」服務條款及細則","/tnc/apply-tax-loan",{"text":76,"url":77},"PayKool Visa Platinum卡「包羅萬有」智取金麵包大挑戰迎新推廣活動之條款及細則","/tnc/bread26",{"text":79,"url":80},"ITrade 消費即減 HK$100 優惠 條款及細則","/tnc/m2pccitrade",{"text":82,"url":83},"[PayKool x Fable]優惠– PayKool信用卡迎新推廣及持卡人消費獎賞及禮遇 (「本推廣活動」)之條款及細則","/tnc/m2pccfable",{"text":85,"url":86},"[PayKool x Durian B Gor]優惠– PayKool信用卡迎新推廣及持卡人消費獎賞及禮遇 (「本推廣活動」)之條款及細則","/tnc/m2pccbgor",{"text":88,"url":89},"[PayKool x Ever Rich Food Limited]優惠– PayKool信用卡迎新推廣及持卡人消費獎賞及禮遇 (「本推廣活動」)之條款及細則","/tnc/m2pccever",{"text":91,"url":92},"[PayKool x Eggcellent 852 Limited]優惠– PayKool信用卡迎新推廣及持卡人消費獎賞及禮遇 (「本推廣活動」)之條款及細則","/tnc/m2pccegg",{"text":94,"url":95},"[PayKool x Venetian Trading Limited]優惠– PayKool信用卡迎新推廣及持卡人消費獎賞及禮遇 (「本推廣活動」)之條款及細則","/tnc/m2pccvtl",{"text":97,"url":98},"The First Optical 雅仕眼鏡 消費滿$299即減 HK$100 優惠 條款及細則","/tnc/m2pcctfo",{"text":100,"url":101},"[PayKool x 天玥酒莊 ]優惠– PayKool信用卡迎新推廣及持卡人消費獎賞及禮遇 (「本推廣活動」)之條款及細則 ","/tnc/m2pccmoon",{"text":103,"url":104},"PayKool Visa Platinum卡「PayKool x 真好城 迎新獎賞」推廣優惠之條款及細則（「本條款及細則」）","/tnc/ppjhc2026",{"text":106,"url":107},"[PayKool x 鄭偉雄眼科視光師]優惠– PayKool信用卡迎新推廣及持卡人消費獎賞及禮遇 (「本推廣活動」)之條款及細則 ","/tnc/m2pccpc",{"text":109,"url":110},"[PayKool x 好景照明]優惠– PayKool信用卡迎新推廣及持卡人消費獎賞及禮遇 (「本推廣活動」)之條款及細則","/tnc/m2pccll",{"text":112,"url":113},"[PayKool x EC KICKS]優惠– PayKool信用卡迎新推廣及持卡人消費獎賞及禮遇 (「本推廣活動」)之條款及細則 ","/tnc/m2pcceck",{"text":115,"url":116},"[PayKool x Ememory Collection]優惠– PayKool信用卡迎新推廣及持卡人消費獎賞及禮遇 (「本推廣活動」)之條款及細則","/tnc/m2pccec",{"text":118,"url":119},"[PayKool x Elegance Fashion]優惠– PayKool信用卡迎新推廣及持卡人消費獎賞及禮遇 (「本推廣活動」)之條款及細則","/tnc/m2pccefc",{"text":121,"url":122},"[PayKool x MAKERSOUL]優惠– PayKool信用卡迎新消費獎賞及持卡人消費獎賞(「本推廣活動」)之條款及細則","/tnc/mbmakersoul",{"text":124,"url":125},"PayKool Visa Platinum卡「PayKool x OneDegree」優惠-- PayKool信用卡迎新推廣及持卡人禮遇 (「本推廣活動」)之條款及細則","/tnc/onedegree",{"text":127,"url":128},"PayKool Visa Platinum卡「759阿信屋 x PayKool迎新獎賞」及「759阿信屋x PayKool持卡人專屬優惠」推廣優惠之條款及細則（「本條款及細則」）","/tnc/759",{"text":130,"url":131},"[PayKool x Power Digital]優惠– PayKool信用卡迎新推廣(「本推廣活動」)之條款及細則","/tnc/mbpdl",{"text":133,"url":134},"[PayKool x at.home]優惠– PayKool信用卡迎新推廣及持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/pphome",{"text":136,"url":137},"[PayKool x Travel 360]優惠– PayKool信用卡迎新推廣(「本推廣活動」)之條款及細則","/tnc/ppat360",{"text":139,"url":140},"[PayKool x Card Buddies] 優惠– PayKool 信用卡迎新推廣及持卡人消費獎賞及禮遇 (「本推廣活動」)之條款及細則","/tnc/mbcardb",{"text":142,"url":143},"[PayKool x Carder Toysnplace] 優惠– PayKool信用卡迎新推廣及持卡人消費獎賞及禮遇 (「本推廣活動」)之條款及細則","/tnc/toysnplace",{"text":145,"url":146},"[PayKool x 鄭偉雄眼科視光師] 優惠– PayKool信用卡迎新推廣及持卡人禮遇 (「本推廣活動」)之條款及細則","/tnc/MBPATRICK",{"text":148,"url":149},"📋 [PayKool x 冒險樂園]優惠– PayKool信用卡迎新推廣及持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/jumpingym",{"text":151,"url":152},"[PayKool x 幫到你車隊 Friendly Fare Taxi] 優惠– PayKool信用卡迎新推廣及持卡人禮遇(「本推廣活動」)之條款及細則 ","/tnc/ppfft",{"text":154,"url":155},"[PayKool - 我的好友推薦]優惠– PayKool信用卡迎新推廣 (「本推廣活動」)之條款及細則","/tnc/ppjw500",{"text":157,"url":158},"[PayKool全新客戶專享 Starbucks電子現金禮券 ]– PayKool信用卡迎新及簽賬獎賞推廣(「本推廣活動」)之條款及細則","/tnc/ppsb",{"text":160,"url":161},"PayKool Visa Platinum Card 信用卡「四季靈活稅務現金分期」服務條款及細則","/tnc/tax-loan-202607",{"text":163,"url":164},"[PayKool x Mudan Noir]優惠 – PayKool信用卡迎新推廣及持卡人禮遇(「本推廣活動」)之條款及細則 ","/tnc/ppnoir",{"text":166,"url":167},"PayKool Visa Platinum卡「PayKool x 第36屆香港書展」迎新獎賞推廣活動 (「本推廣活動」)之條款及細則","/tnc/BF2026",{"text":169,"url":170},"[PayKool x PP Lab]優惠– PayKool信用卡迎新推廣及持卡人禮遇(「本推廣活動」)之條款及細則 ","/tnc/pplab",{"text":172,"url":173},"[PayKool x  SIM SQ]優惠– PayKool信用卡迎新推廣及持卡人消費獎賞及禮遇 (「本推廣活動」)之條款及細則 ","/tnc/mbsim",{"text":175,"url":176},"[PayKool x Zovo]優惠– PayKool信用卡迎新推廣 (「本推廣活動」)之條款及細則","/tnc/ppzovo",{"text":178,"url":179},"[PayKool x Cardopia] 優惠– PayKool信用卡迎新推廣及持卡人消費獎賞及禮遇 (「本推廣活動」)之條款及細則","/tnc/mbcardo",{"text":181,"url":182},"PayKool Visa Platinum卡「PayKool x 香港動漫電玩節2026迎新獎賞」迎新推廣 (「本推廣活動」)之條款及細則","/tnc/ACG2026",{"text":184,"url":185},"[PayKool x龍豐集團x巴士到站]優惠 – PayKool信用卡迎新推廣及持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/ppbglf",{"text":187,"url":188},"[PayKool x 盧太太湯水]優惠 – PayKool信用卡迎新推廣及持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/ppsoup",{"text":190,"url":191},"PayKool Visa Platinum卡「PayKool x 第34屆「國際嬰兒、兒童用品博覽」迎新獎賞」迎新推廣 (「本推廣活動」)之條款及細則","/tnc/BBEXPO2026",{"text":193,"url":194},"PayKool 客戶專享 7-Eleven 迎新推廣及持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/pp711",{"text":196,"url":197},"[PayKool x Awesome Bar&Café]優惠 – PayKool信用卡迎新推廣及持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/ppawe",{"text":199,"url":200}," [PayKool x Duria榴冠王]優惠 – PayKool信用卡中秋迎新獎賞及持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/MCCOUG",{"text":202,"url":203},"[PayKool x 香港人壽保險從業員協會]優惠 – PayKool信用卡迎新推廣及持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/pplua",{"text":205,"url":206}," [PayKool x 一個不榴] 優惠 – PayKool信用卡中秋迎新獎賞及持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/MCOUT",{"text":63,"url":208},"/tnc/tstopening",{"text":210,"url":211},"PayKool Visa Platinum卡「FOLD8出機迎新優惠」推廣優惠之條款及細則(「本條款及細則」)","/tnc/fold8",{"text":213,"url":214},"[PayKool x 錦綉花園鄉村俱樂部]優惠 – PayKool信用卡迎新推廣及持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/ppfv",{"text":216,"url":217},"[PayKool x 真好城] 持卡人簽賬優惠 – PayKool信用卡持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/jhc88-10",{"text":219,"url":220},"PayKool Visa Platinum卡「PayKool 英超開波信用卡迎新獎賞」推廣優惠之條款及細則","/tnc/pl2627",{"text":222,"url":223},"[PayKool x 2XCHANGE]優惠 – PayKool信用卡迎新推廣及持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/pp2xc",{"text":225,"url":226},"[PayKool x ORiental TRaffic]優惠 – PayKool信用卡迎新推廣(「本推廣活動」)之條款及細則","/tnc/ppot",{"text":228,"url":229},"[PayKool x 九十番地居酒屋]優惠 – PayKool信用卡迎新推廣及持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/pp90ban",{"text":231,"url":232},"[PayKool x 美亞廚具]優惠 – PayKool信用卡迎新獎賞及持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/mcmy",{"text":234,"url":235},"[PayKool x 創輝珠寶]優惠 – PayKool信用卡迎新推廣及持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/ppcfjg",{"text":237,"url":238},"[PayKool全新客戶專享 HKTVmall電子購物禮券]優惠 – PayKool信用卡迎新推廣(「本推廣活動」)之條款及細則","/tnc/pptvmall",{"text":240,"url":241},"[PayKool x GIORMANI 茲曼尼]優惠– PayKool信用卡迎新消費獎賞及持卡人消費獎賞(「本推廣活動」)之條款及細則","/tnc/mbgiormani",{"text":243,"url":244},"[PayKool x HeyMax]優惠 – PayKool信用卡迎新推廣(「本推廣活動」)之條款及細則","/tnc/ppmax",{"text":246,"url":247},"[PayKool x Art Piece] 優惠 - PayKool信用卡迎新送你Art Piece 健身通行證及迎新消費獎賞(「本推廣活動」)之條款及細則","/tnc/mbartpiece",{"text":249,"url":250},"[PayKool x 尚酒薈 x W Cellar]優惠 – PayKool信用卡迎新推廣及持卡人禮遇(「本推廣活動」)之條款及細則","/tnc/ppwc",{"text":252,"url":253},"[PayKool x StarDrive]優惠– PayKool信用卡迎新推廣(「本推廣活動」)之條款及細則 ","/tnc/ppsta",{"text":255,"url":256},"PayKool Visa Platinum卡「Apple Duo出機攻略」信用卡迎新簽賬優惠 (「本推廣活動」)之條款及細則","/tnc/duo",{"metadata":258,"sys":261,"fields":281},{"tags":259,"concepts":260},[],[],{"space":262,"id":267,"type":268,"createdAt":269,"updatedAt":269,"environment":270,"publishedVersion":274,"revision":275,"contentType":276,"locale":280},{"sys":263},{"type":264,"linkType":265,"id":266},"Link","Space","twlzcjktou0q","7aLfR54C6JJYBTU0M1ec8L","Entry","2026-09-10T07:43:13.661Z",{"sys":271},{"id":272,"type":264,"linkType":273},"master","Environment",4,1,{"sys":277},{"type":264,"linkType":278,"id":279},"ContentType","payKoolAboutUsTopic","zh-Hant-HK",{"id":282,"key":283,"slug":283,"versionCode":284,"topicTitle":255,"topicText":285},20260910,"duo",2,"1.\t任何人士參與 K Cash Limited（「本公司」）旗下 PayKool 信用卡品牌提供的本推廣活動，即表示已充分了解並同意受本條款及細則的約束。\n2.\t本推廣活動優惠只適用於持有本公司發行之PayKool Visa Platinum卡（「PayKool卡」）之客戶。\n\n__優惠推廣期__  \n\n3.\t除特別註明外，優惠推廣期由2026年9月10日至2027年3月31日(包括首尾兩日) (「推廣期」)。\n\n__優惠詳情__  \n\n__迎新推廣：PayKool迎新簽賬獎賞__  \n\n4.\t要求及資格：  \na)\t推廣期內，全新客戶使用指定邀請碼「DUO」申請PayKool信用卡，成功獲批後，於獲批後3個月內使用PayKool信用卡完成合資格簽賬滿$2,000(「指定簽賬要求」)，可獲 $500 PayKool卡免找數簽賬額(「迎新簽賬獎賞」)。  \nb)\t合資格客戶只可獲得PayKool迎新簽賬獎賞最多1次，即合共最高HK$500 PayKool卡免找數簽賬額。\n\n__迎新簽賬獎賞領取方式__  \n\n__PayKool卡免找數簽賬額__  \n\n5.\t免找數簽賬額將於完成指定簽賬要求後一個月內存入合資格客戶的PayKool卡賬戶。\n\n__一般條款及細則__  \n\n__全新客戶定義__  \n\n6.\t全新客戶定義為申請日起計過去12個月內並沒有於本公司申請（不論成功申請與否）或擁有任何信用卡賬戶。\n\n__合資格簽賬__  \n\n7.\t合資格簽賬只包括所有已入賬之本地及 / 或海外零售購物金額及 / 或網上消費零售購物金額，並不包括（但不限於）以下類別的消費或單據：  \na)\t現金透支金額、信用卡費用（包括年費、利息 / 財務費用、逾期費用、超逾信用額手續費、現金透支手續費及其他費用）、賭場交易金額、任何金錢 / 電子貨幣轉賬（包括但不只限於個人對個人(P2P)支付服務或流動裝置/應用程式/電子轉賬平台）/充值電子錢包、優惠套現金額、現金分期、分期金額、未入賬 / 取消 / 退回 / 偽造之交易金額及所有未經授權之交易金額；  \nb)\t任何重印單據、單據之影印副本、分拆之單據及手寫單據；  \nc)\t本公司不時決定的任何其他消費或單據類別。\n\n__客戶責任__  \n\n8.\t如有任何爭議，客戶必須提供有關之文件之正本、交易單據及信用卡簽賬存根正本(如適用)以便本公司作進一步調查。\n9.\t有關獎賞不可退回、轉讓/轉售、兌換現金或換取其他優惠。如有遺失、失效或逾期，恕不獲補發。\n10.\t若合資格客戶於得到有關獎賞後一年內取消PayKool卡，不論啟動PayKool卡實體卡與否，將會被收取PayKool卡年費 HK$1,800。\n11.\t本公司保留給予客戶此優惠之權利，客戶於PayKool卡生效後，PayKool卡戶口須於發放此優惠前維持良好狀況，包括但不限於沒有逾期還款紀錄、未有逾額情況或任何違反信用卡持卡人合約條款的行為。否則，本公司保留對客戶撤回此優惠之獲得權利而毋須事先通知。\n\n__免責聲明__  \n\n12.\t本公司於本推廣活動並沒有與任何第三方品牌有任何合作、贊助或聯營關係。\n13.\t圖片只供參考。\n\n__保留權利__  \n\n14.\t本公司保留隨時更改、延長或終止優惠，以及修訂條款及細則之權利，無須另行通知。如對有關本推廣活動的條款及細則有任何爭議，本公司將保留最終決定權。\n15.\t如本公司認為客戶所提供的資料無效及 / 或於交易過程中涉及任何不被認可之交易 / 欺詐或不誠實行為及 /或重複換領迎新優惠，本公司有絕對酌情權及最終決定權拒絕送贈有關優惠予客戶或保留於其有關賬戶內扣除已換領優惠之市場價格的權利，而毋須作出任何通知。\n16.\tPayKool卡的條款及細則繼續適用。\n\n__其他事項__  \n\n17.\t除客戶及本公司以外，並無其他人士有權按《合約(第三者權利)條例》(香港法例第623章) 強制執行本條款及細則的任何條文，或享有本條款及細則的任何條文下的利益。\n18.\t本推廣活動及其條款和細則受香港特別行政區法律的管轄。任何由本推廣活動引起的爭議將在香港司法管轄區內根據香港特別行政區法律的解釋及解決。雙方得受香港特別行政區法院的專屬管轄權管轄。\n",1789026581928]